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Interest Rates

Tenure Less than INR 3 Crore Rate (% p.a.)
7-14 days 2.75%
15-29 days 3.00%
30-60 days 3.50%
61-92 days 3.75%
93-184 days 4.00%
185-274 days 5.00%
275-364 days 5.25%
1 year-1 year 9 days 6.25%
1 year 10 days 6.75%
1 year 11 days and up to 2 years 6.75%
2 years 1 day and up to 3 years 6.75%
3 years 1 day and up to 5 years 6.75%

Effective from 13th June 2025

*NRE deposit rates are for tenors 1 year and above

*Kindly contact your RM/Branch Manager for Term Deposits for INR 3 Crore and above

Premature withdrawal of Term Deposit (less than INR 3 crore)

  • Premature withdrawal penalty of 1% will apply
  • Interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit or the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge for premature withdrawal as per Terms & Conditions of the bank
  • No interest will be paid on deposits that remain with the bank for less than the minimum period for which the deposits were accepted depending on the type of deposit
  • TDS once applied (where applicable) shall not be reversed or adjusted on any pre‐mature closure / part closure of deposits or on submission of a reduced TDS rate application
Tenure Less than INR 3 Crore Rate (% p.a.)
1 year-1 year 9 days 6.25%
1 year 10 days 6.75%
1 year 11 days and up to 2 years 6.75%
2 years 1 day and up to 3 years 6.75%
3 years 1 day and up to 5 years 6.75%

Effective from 13th June 2025

*NRE deposit rates are for tenors 1 year and above
*Kindly contact your RM/Branch Manager for Term Deposits for INR 3 Crore and above

Premature withdrawal of Term Deposit (less than INR 3 crore)

  • Premature withdrawal penalty of 1% will apply
  • Interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit or the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge for premature withdrawal as per Terms & Conditions of the bank.
  • No interest will be paid on deposits that remain with the bank for less than the minimum period for which the deposits were accepted depending on the type of deposit.
  • TDS once applied (where applicable) shall not be reversed or adjusted on any pre‐mature closure / part closure of deposits or on submission of a reduced TDS rate application. At present TDS is not applicable to NRE Deposits.
    Tenure <= USD 100,000 Rate (% p.a.)
    >=12m to <=13m 4.60%
    >13m to <=24m 4.25%
    >24m to <=36m 4.15%

    For amounts > USD 100,000 (or equiv.) kindly contact your RM / Branch Manager.

    Effective from 02nd June 2025

Balance (INR) Rate of Interest (% p.a.)
Less than 1 Lakh 4.00%
1 Lakh to Less than 5 Lakhs 4.25%
5 Lakhs to less than 5 Crore 5.50%
5 Crore & Above 5.50%

Effective from 31st March 2023

    Tenure Rate of Interest
    Overnight 5.85%
    1 month 5.85%
    3 months 6.00%
    6 months 6.00%
    12 months 6.00%

    Effective from 1st July 2025

    FBIL published 3 months T Bill rates Min Range Max Range
    Benchmark approved by ALCO 3 months T-Bill 5.30% 5.30%
    Spreads over EXTERNAL BENCHMARK 1.51% 6.51%

    Effective from 1st July 2025

Tenure Less than INR 3 Crore Rate (% p.a.)
7-14 days 2.75%
15-29 days 3.00%
30-60 days 3.50%
61-92 days 3.75%
93-184 days 4.00%
185-274 days 5.00%
275-364 days 5.25%
1 year-1 year 9 days 6.25%
1 year 10 days 6.75%
1 year 11 days and up to 2 years 6.75%
2 years 1 day and up to 3 years 6.75%
3 years 1 day and up to 5 years 6.75%

Effective from 13th June 2025

*NRE deposit rates are for tenors 1 year and above

*Kindly contact your RM/Branch Manager for Term Deposits for INR 3 Crore and above

Premature withdrawal of Term Deposit (less than INR 3 crore)

  • Premature withdrawal penalty of 1% will apply
  • Interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit or the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge for premature withdrawal as per Terms & Conditions of the bank
  • No interest will be paid on deposits that remain with the bank for less than the minimum period for which the deposits were accepted depending on the type of deposit
  • TDS once applied (where applicable) shall not be reversed or adjusted on any pre‐mature closure / part closure of deposits or on submission of a reduced TDS rate application
Tenure Less than INR 3 Crore Rate (% p.a.)
1 year-1 year 9 days 6.25%
1 year 10 days 6.75%
1 year 11 days and up to 2 years 6.75%
2 years 1 day and up to 3 years 6.75%
3 years 1 day and up to 5 years 6.75%

Effective from 13th June 2025

*NRE deposit rates are for tenors 1 year and above
*Kindly contact your RM/Branch Manager for Term Deposits for INR 3 Crore and above

Premature withdrawal of Term Deposit (less than INR 3 crore)

  • Premature withdrawal penalty of 1% will apply
  • Interest will be paid at the rate prevailing on the date of deposit for the tenure the deposit or the withdrawn amount remained with the bank or at the contracted rate, whichever is lower after deducting applicable penal charge for premature withdrawal as per Terms & Conditions of the bank.
  • No interest will be paid on deposits that remain with the bank for less than the minimum period for which the deposits were accepted depending on the type of deposit.
  • TDS once applied (where applicable) shall not be reversed or adjusted on any pre‐mature closure / part closure of deposits or on submission of a reduced TDS rate application. At present TDS is not applicable to NRE Deposits.
    Tenure <= USD 100,000 Rate (% p.a.)
    >=12m to <=13m 4.60%
    >13m to <=24m 4.25%
    >24m to <=36m 4.15%

    For amounts > USD 100,000 (or equiv.) kindly contact your RM / Branch Manager.

    Effective from 02nd June 2025

Balance (INR) Rate of Interest (% p.a.)
Less than 1 Lakh 4.00%
1 Lakh to Less than 5 Lakhs 4.25%
5 Lakhs to less than 5 Crore 5.50%
5 Crore & Above 5.50%

Effective from 31st March 2023

    Tenure Rate of Interest
    Overnight 5.85%
    1 month 5.85%
    3 months 6.00%
    6 months 6.00%
    12 months 6.00%

    Effective from 1st July 2025

    FBIL published 3 months T Bill rates Min Range Max Range
    Benchmark approved by ALCO 3 months T-Bill 5.30% 5.30%
    Spreads over EXTERNAL BENCHMARK 1.51% 6.51%

    Effective from 1st July 2025

Unclaimed Deposits

Bank has started its operations in 2017, hence as on date there are no Unclaimed Deposits.

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